The main aim is to enable you to be in a position that you can keep paying your priority debts, because not doing so can have devastating consequences.
Below is a list of Priority Debts and outcomes of non-payment.
PRIORITY DEBT
CONSEQUENCES OF NOT PAYING
Secured Loan
Loss of Home
Rent
Loss of Home
Mortgage
Loss of Home
Electricity/Gas/Housing Fuel
Prepayment meter/ Disconnection
Council Tax
Attachment of Earning/Bailiffs/Imprisonment
TV Licence
Fine/Imprisonment
Child Maintenance
Attachment of earning/Imprisonment
County Court Judgements
Attachment of earning/Bailiffs/Charging order
Magistrates Fine
Bailiffs/Imprisonment
Hire Purchase
Loss of goods
Telephone
Disconnected
NOTE: Imprisonment ONLY applies if you wilfully refuse to pay
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