Correspondence you may receive from your creditors:

CORRESPONDENCE TYPE		WHAT TO DO
County Court Claim Form This will be sent if the debt is to become a county court judgement CCJ		Let your advisor know immediately and they will advise you what to do/or they will fill it in for you.
Third Party Creditor-New Creditor This type of letter means your debt has been passed to a third party.		Let your advisor know immediately so they can be sure your payments go to the correct company dealing with your debt.
Default Notice This will normally be sent if you have not stuck to the terms of the original contractual arrangement.		Tell your creditor that you are in no position to pay in full and will continue to pay through your personal plan.
Debt Collector to your house notice. A postcard or letter		This very rarely happens so Don’t Panic. If it happens and they call at your home explain the solution you are on and the amount you are paying and DO NOT give them any money.
Arrangement Expired Creditor requiring an update on your situation		Your advisor will arrange this and will arrange to complete a full statement of affairs to clarify the present situation.