If this claim results in a judgment against you, details will be entered in a public register, the 'Register Of Judgments, Orders and Fines'. They will then be passed to credit reference agencies which will then supply them to credit grantors and others seeking information on your financial position. This in turn will make it difficult for you to get credit. A list of credit reference agencies is available from Registry Trust Ltd, 173/175 Cleveland Street, London, W1T 6QR.